Medicare Planning Columbia SC Essential Planning Services, LLC

Welcome to

Essential Planning Services, LLC

Guidance with Medicare and other insurance planning

Essential Planning Services, LLC is a first-generation independently owned and operated Insurance Agency in South Carolina that specializes with clients entering the Medicare market. Here, we take the time to explain the importance of having insurance and how it brings security to your life. Guidance is provided with Medicare planning and other insurance areas where gaps need to be closed.

As an Independent Insurance Agency, we have the freedom to offer competitive products for our company. The top A-rated carriers are provided. There are so many parts and options when choosing the right plan for your portfolio. With your Medicare planning, we make sure all your providers and prescriptions are covered while taking into consideration selecting the best plan. After reviewing all necessary information, we will give you our most professional guidance.

Understanding Medicare and choosing a plan can be confusing. A personal approach is provided to help you navigate through the challenging information of understanding the world of Medicare or other Insurances. There is no charge for this service.

We Can Help!

Medicare & Insurance Planning

Insurance Solutions

Essential Planning Services, LLC will give you a peace of mind while transitioning to the next chapter in your life, including your Retirement years. This is why it is so important to fill those gaps of insurance that is not portable when you leave your job or become disabled. We want to help make doing business with Essential Planning Services, LLC simple. We sincerely hope you look to us for your next complete Medicare planning.

Medicare Advantage Health Plans

Private insurance companies are contracted and approved by Medicare to provide this type of coverage. This is known as Part C which covers all benefits and services of the Original Medicare. These plans may cover additional benefits such as: dental, vision, hearing, transportation, gym membership, and more. Some plans include Medicare Part D Prescription coverage.

Medicare Supplement Plans

Medicare Supplement Insurance helps cover the financial gaps in your Original Medicare such as deductibles, co-insurance share, or co-pays. You must be enrolled in Medicare A and Part B. It is provided through a private insurance company that offers standardized plans. These plans pick up all or part of Medicare approved expenses not paid by Original Medicare.

Medicare Prescription Drug Plans

Prescription Drug Insurance helps lower outpatient medication costs and helps protect against rising costs. This insurance is known as Medicare Part D. Medicare is a health insurance for people 65 years or older as well as individuals under 65 years old with certain types of disabilities.

Life Insurance

Life Insurance provides peace of mind for families by making sure there is security covering burial expenses. This can be achieved by two types of policies such as whole life and term life. It provides undue financial strain during worst times. It is a tax way to transfer inheritance from generation to generation.
Life Insurance is ideal for:

Replacing Income
Mortgage Protection
Family Security

Estate Planning
Final and Burial Expense

Health, Dental & Vision

Health Insurance covers medical expenses for illnesses, injuries and conditions.

Dental Insurance detects, prevents, and treats gum disease and related problems. It provides coverage for a broad range of dental services like preventive, basic, and major care.

Vision Insurance detects, prevents, and treats eye disease such as glaucoma or cataracts. Vision Plans provide eye exams, stylist eyewear, and contact lenses.

Fixed Annuities

Fixed Annuities Insurance provides a contract between you and the insurance company designed to protect and grow your money. It is provided to give a stream of income during your retirement years.

We provide assistance with clients entering Medicare.

We do not charge a fee for our services.

If you or a loved one needs help finding the right coverage for your needs, call us today!
Contact Us at (803) 467-1997 or by email:info@essentialplanningservicesllc.com.

We will help you discover your options.

Testmonials

What Our Clients Are Saying

Hello, Ms. Sumter. I just wanted to touch base with you to let you know how much I appreciate your guidance in selecting the best affordable health plan for myself through United Healthcare. It has been truly a blessing to have you as my healthcare agent and I sing your praises constantly to my family and friends. I recommend you to them every chance that I get. Whenever I have questions about my coverage you are always just a phone call away. You have been my agent now for several years as you know and I intend to keep you for several more years. God bless you and continue to be the trustworthy agent that you are.

G. Copeland

Ms Sumter, Thank you for Enrollment me into 2023 Year on a short notice and I'm so happy I called you.
Thank you so much LaTronia Sumter.

Bessie Butler

I have been a client of LaTronia Sumter for about five years now. She is the best agent I have been associated with. She is knowledgeable about all types of insurance and will enroll you in a policy that suits your needs. She cares about all of her clients and is there for you to answer any questions that you might have. I have been very pleased with all she has done for me. She is definitely a keeper.

Gail Branham

You put the perfect in Perfect Service.

D. Barrett

I,Barbara Lakin and my husband-Jimmie since becoming Medicare recipients is when we met LaTonia Sumter. She has been dedicated since day one to handle all our Medicare needs, whether it’s questions related to all the News regarding Medicare or simply an inquiring about changes. She readily makes herself available to return our phone calls even after hours or she calls to check on us or inform us of new information. She shows her sincerity by her actions. We are thankful to have her as our agent.

Barbara Lakin

You put the perfect in Perfect Service.

D. Barrett

For me the health care insurance industry has always been intimidating and confusing.
Until… my introduction to Ms Sumter. Her personable and professional approach to simplifying the process is unmatched. The service experience was extremely helpful and timely. Ms Sumter is exceptionally knowledgeable but not intimidating. Every question or concern was addressed respectfully. I look forward to a long professional partnership!
Thank you

Valeria Shiver

I’ve been a Humana client of Ms. Sumter for more than 14 years. She has really been a blessing for me. I’m a senior citizen and don’t understand much about the planning process. She has advised me in all areas of insurance. She ratifies me of any changes in my plan each year. I am thankful to have such a caring and knowledgeable person to work with. Since I’ve joined, most of my family members has come aboard. We are pleased to have a sweet caring and knowledgeable, professional person working with us.

Thelma Robinson
Hopkins, SC

You put the perfect in Perfect Service.

D. Barrett

You are such a wonderful asset to us, and a joy to work with. It is very reassuring to know that you are out in the field everyday making sure your clients are happy.

B. Minter

LaTronia Sumter has been my agent with Humana for several years now. She has always looked out for my best interest and made sure I have had the best coverage for my needs. Not having to worry or wonder if I have the right coverage is a true blessing for me. Ms. Sumter takes that load off my shoulders. I really appreciate her and I know she really cares about her clients.

G. Snow

Contact Information

Call Us

(803) 467-1997

Message

info@essentialplanningservicesllc.com

Working Hours

Monday-Friday 9:00am - 5:00pm
Due to COVID-19 office hours are by appointment only.
Please call to setup an appointment.

Use the form below to contact us if you have questions or would like more information about our services.

By dialing the number you will contact a licensed insurance agent. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov gov or 1–800–MEDICARE to get information on all your options” (TTY users should call 1- 877-486-2048) 24 hours a day/7 days a week.

Medicare & Insurance Planning